National Student Loan Data System (NSLDS) for Students
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NSLDS is a repository of information from many sources. Changes to the data are made by those sources. Collecting the data into one central location such as NSLDS gives you convenience and saves you time. If for any reason you disagree with the information reported to NSLDS, please contact one or more of the sources of your data listed on the detail pages on this site. The Department is also available as a resource at 1-800-4FEDAID if you need additional assistance. Your comments and corrections will help improve the services NSLDS provides.
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Requirement to Repay with Interest


If your TEACH Grant is converted to a Direct Unsubsidized Loan, you will be required to repay the full amount of all TEACH Grant funds you received, with interest charged from the date of each TEACH Grant disbursement.


Grace Period


If your TEACH Grant is converted to a Direct Unsubsidized Loan, you will receive a six-month grace period that begins on the day after your grant is converted to a loan. During the grace period:


  • You are not required to make payments on your loan.
  • Interest will continue to accrue.

You must begin making payments on your loan at the end of the six month grace period. Your Federal Loan servicer will:


  • Notify you of the date your first payment is due, and
  • Provide you with a repayment schedule that identifies your payment amounts and due dates.

Once your TEACH Grant is converted to a Direct Unsubsidized Loan, it cannot be reconverted to a grant.


Effect of Conversion to a Loan on Loan Limits


Any TEACH Grant that is converted to a Direct Unsubsidized Loan will not count toward the annual or aggregate loan limits that apply to other federal student loans you have received or may receive in the future to help pay for your education.



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Information contained on these pages reflects the most current data in the NSLDS database. The data contained on this site is for general information purposes and should not be used to determine eligibility, loan payoffs, overpayment status, or tax reporting. Please consult the Financial Aid Officer at your school or the specific holder of your debts for further information.

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