National Student Loan Data System (NSLDS) for Students
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Glossary

Please click on term to see definition.

Terms Terms
1st Time Additional Eligibility
Aid Type Amount Paid to Date
Award Amount Award Year
Canceled Amount Canceled Date
Contact Contact Type - Attending School
Contact Type - Current ED Servicer Contact Type - Current Guaranty Agency
Contact Type - Current Lender Contact Type - Current Servicer
Cumulative Payment Amount Date Entered Repayment
Date of Birth Disbursed Amount/Disbursement Amount
Disbursement Date Enrollment Status and Effective Date
FSA ID Income-Driven Repayment Plan Anniversary Date
Interest Rate Interest Rate Type
Last Name Loan Amount
Loan Date Loan Period Begin Date
Loan Period End Date Loan Status
Maximum Eligibility Period Most Recent Payment Effective Date
MyStudentData Download Next Payment Due Date
Outstanding Interest/Outstanding Interest Balance Outstanding Interest Balance As of Date
Outstanding Principal/Outstanding Principal Balance Outstanding Principal Balance As of Date
Pell Lifetime Eligibility Used Potential Interest Outstanding
Program Length in Years Program Status and Effective Date
Public Service Loan Forgiveness (PSLF) Cumulative Matched Months Reaffirmation Date
Remaining Amount to be Paid Remaining Eligibility Period
Repayment Date Repayment Plan Type
Scheduled Amount Scheduled Start of Payment
School SSN
Status Status Description
Status Effective Date Subsidized Usage
Subsidy Status Total (by Type of Loan)
Total All Grants Total All Loans
Type of Grant Type of Loan
Definitions

1st Time
An indicator that lets you know if you have received your first Pell Grant during the 2008-2009 Award Year or later. This is used as the beginning date for determining Pell Lifetime Eligibility used.
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Additional Eligibility
An indicator that lets you know that you had additional eligibility and received two Pell Grants in a single award year.
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Aid Type
The type of aid for which you received an amount in excess of what you were eligible to receive (overpayment).
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Amount Paid to Date
The dollar amount of the grant type you have received to date.
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Award Amount
The amount of the grant type the school expects to pay you based on your grant eligibility, enrollment, Expected Family Contribution (EFC) and your school's cost of attendance.
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Award Year
The school year for which the grant is to be used to fund your education.
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Canceled Amount
The portion of a loan (other than Perkins), in dollars, that was canceled, either before or after disbursement.

A Perkins loan may be entirely or partially canceled if you serve in any the following areas: (1) teaching, (2) military, (3) law enforcement, (4) volunteer (i.e., VISTA, Peace Corps), (5) Head Start, (6) public service (i.e., librarian, firefighter, faculty at a Tribal College or University, speech pathologist). A loan may also be fully or partially discharged due to death, disability or declared bankruptcy.
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Canceled Date
The date (month, day, and year) on which all or part of a loan was canceled.
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Contact
Contact information of the school awarding the grant or the organization guaranteeing, lending and servicing the loan or overpayment.
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Contact Type - Attending School
The school for which a grant has been received.
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Contact Type - Current ED Servicer
The federal loan servicer currently administering FFEL Program loans that have been sold to the Department as well as Federal Direct Loan Program loans.
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Contact Type - Current Guaranty Agency
The agency that guarantees Title IV Stafford Program loans for lenders. These agencies also aid in the collection and reinsurance of defaulted loans.
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Contact Type - Current Lender
The current holder of a FFEL Program promissory note (lender of the loan).
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Contact Type - Current Servicer
The organization currently servicing (administering) a loan on behalf of a lender or school. This organization is responsible for collecting payments, computing interest and assisting borrowers. If a U.S. Department of Education servicer is listed for a FFEL Program loan this indicates the Department has purchased the loan.
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Cumulative Payment Amount
The cumulative amount paid on a loan as of the most recent payment effective date.
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Date Entered Repayment
The date on which you begin repaying your student loan.
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Date of Birth
Your date of birth. You must enter a valid date of birth to use the NSLDS Student Access system. The date of birth is also used to verify that your loan is recorded in the NSLDS database.
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Disbursed Amount/Disbursement Amount
The dollar amount of each disbursement of a loan.
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Disbursement Date
Date on which a loan disbursement was made, or date an overpayment was reported.
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Enrollment Status and Effective Date
The enrollment status (for example, full-time, half-time, less than half-time, withdrawn, or graduated) as reported by your school and the date for which this status is effective.
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FSA ID
The FSA ID is comprised of a username and password. Your FSA ID allows you to access your federal student aid information online, and is used to log in to many U.S. Department of Education (ED) websites, including FAFSA on the Web, NSLDS Student Access, StudentLoans.gov, StudentAid.gov, and the TEACH Grant website.
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Income-Driven Repayment Plan Anniversary Date
The date on which the income-driven payment amount resets based on a borrower's recertification.
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Interest Rate
The interest rate for the loan.
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Interest Rate Type
The type of interest rate. Fixed indicates the loan had a set rate at the time it was made. Variable indicates that the loan rate can vary based on such things as your academic status and type of loan, as well as possible borrower benefits. When variable interest rate is listed, contact the current lender, servicer, or guaranty agency to learn the actual current interest rate.
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Last Name
Your last name. You must enter a valid last name to use the NSLDS Student Access system.
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Loan Amount
The amount that an agency or school approved for your loan. Not all of this amount may have been disbursed.
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Loan Date
For Direct Loans, the loan date is the date of the first disbursement. For FFELP loans, the loan date is usually the date the loan was guaranteed.
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Loan Period Begin Date
The date classes are (or were) scheduled to begin for the period covered by your loan.
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Loan Period End Date
The date classes are (or were) scheduled to end for the period covered by your loan.
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Loan Status
A code representing the current status of your loan, as determined by the loan's current holder. See Status Description.
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Maximum Eligibility Period
A borrower's Maximum Eligibility Period is a period of time expressed in years that is equal to 150% of the published length of the student's longest current academic program.
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Most Recent Payment Effective Date
The most recent date on which a payment was applied.
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MyStudentData Download
A button that allows you to download all of your loan, grant, and aid overpayment history provided on the NSLDS Student Access Web site. The data will be downloadable in a text version.
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Next Payment Due Date
The next date on which a payment is due on the loan.
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Outstanding Interest/Outstanding Interest Balance
The dollar value of the accrued interest balance on a loan.
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Outstanding Interest Balance As of Date
The effective date for the interest balance on a loan.
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Outstanding Principal/Outstanding Principal Balance
The current amount that you owe on a loan. The dollar value of the balance which may include capitalized interest.
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Outstanding Principal Balance As of Date
The effective date for the principal balance on a loan.
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Pell Lifetime Eligibility Used
The sum of all Pell Grant aid award year eligibility (in percentage) awarded to you that affects your lifetime Pell eligibility.
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Potential Interest Outstanding
The interest amount that you will be required to repay if your TEACH Grant is converted to a Direct Unsubsidized Loan. If you do not fulfill your TEACH Grant service obligation, your TEACH Grant will be converted to a Direct Unsubsidized Loan and you will be required to repay this interest amount (accrued since the date of each disbursement) in addition to your Original Award Amount.
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Program Length in Years
The measure for the length of the instructional program in years, as published by the school.
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Program Status and Effective Date
The program enrollment status (for example, full-time, half-time, less than half-time, withdrawn, or graduated) as reported by your school and the date for which this status became effective.
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Public Service Loan Forgiveness (PSLF) Cumulative Matched Months
The total number of qualifying payments made on the loan while employed in a qualifying public service.
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Reaffirmation Date
The date the servicer receives your signed reaffirmation agreement.
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Remaining Amount to be Paid
The portion of the grant type the school expects to give you for the remainder of the year.
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Remaining Eligibility Period
The Maximum Eligibility Period minus the total Subsidized Usage equals to the Remaining Eligibility Period. A borrower loses eligibility for additional Direct Subsidized Loans when the borrower has a Remaining Eligibility Period of zero (or less).
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Repayment Date
The date when an overpayment has been re-paid.
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Repayment Plan Type
The current repayment plan for a loan that has entered repayment.
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Scheduled Amount
Scheduled amount of the grant award.
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Scheduled Start of Payment
The loan's scheduled start repayment date. This is the date on which you must start repaying the loan.
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School
The name of the school you attended while receiving this grant, or the name of the school reporting an overpayment.
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SSN
Your Social Security number (SSN). You must enter a valid SSN to use the NSLDS Student Access system. The SSN is also used to verify that your loan is recorded in the NSLDS database.
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Status
The status of the overpayment.
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Status Description

AL
Abandoned loan
BC
Bankruptcy claim—discharged
BK
Bankruptcy claim—active
CA
Canceled
CS
Close school discharge
DA
Deferred
DB
Defaulted then bankrupt, Chapter 13—active
DC
Defaulted—compromise
DD
Defaulted then died
DE
Death
DF
Defaulted, unresolved
DI
Disability
DK
Defaulted then bankrupt, Chapter 13—discharged
DL
Defaulted—in litigation
DN
Defaulted then paid in full through a consolidated loan
DO
Defaulted then bankrupt—active, other
DP
Defaulted—paid in full
DR
Defaulted loan included in rolled-up loan
DS
Defaulted then disabled
DT
Defaulted—Collection terminated
DU
Defaulted—Unresolved
DW
Defaulted—Write-off
DX
Defaulted—Six consecutive payments
DZ
Defaulted—Six consecutive payments, then missed payment(s)
FB
Forbearance
FC
False certification discharge
FD
Defaulted—Fraud
FR
Fraud
FX
Fraud—Resolved
IA
Loan originated
ID
In school or grace period
IG
In grace period
IM
In military grace
IP
In post-deferment grace period
OD
Defaulted then bankrupt—discharged, other
PC
Paid in full through consolidation loan
PD
Permanent Disability
PF
Paid in full
PM
Presumed paid in full
PN
Non-defaulted, paid in full through consolidation loan
PX
Identity theft discharge loan
PZ
PLUS loan—student died
RF
Refinanced
RP
In repayment
UA
Temporarily uninsured—no default claim requested
UB
Temporarily uninsured—default claim denied
UC
Permanently uninsured/unreinsured—no default claim requested
UD
Permanently uninsured/unreinsured—default claim denied
UI
Uninsured/Unreinsured
XD
Defaulted, six consecutive payments

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Status Effective Date
The date on which the current Loan Status code became effective.
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Subsidized Usage
A borrower's Subsidized Usage is the period of time, expressed in years or portions of years, for which the borrower received a Direct Subsidized Loan (for new borrowers on or after July 1, 2013).
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Subsidy Status
The status of the interest subsidy on the loan.
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Total (by Type of Loan)
The sum of all your loan amounts, summarized by type of loan.
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Total All Grants
The sum of all your grant amounts for all award years, regardless of the type of grant.
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Total All Loans
The sum of all your loan amounts, for all loan periods, regardless of the type of loan.
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Type of Grant
Federal Pell Grant
Academic Competitiveness Grant
National SMART Grant
TEACH Grant
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Type of Loan
FFEL Consolidated
National Defense Loan (Perkins)
Direct Stafford Subsidized (SULA Eligible)
Direct Stafford Subsidized
Direct Stafford Unsubsidized
Direct PLUS Graduate
Direct PLUS Parent
Direct Consolidated Unsubsidized
Direct Consolidated Subsidized
Direct PLUS Consolidated
Direct Unsubsidized (TEACH)
Direct Consolidated SULA
Perkins Expanded Lending
Federally Insured (FISL)
FFEL PLUS Graduate
Income Contingent (ICL)
National Direct Student Loan (Perkins)
FFEL PLUS Parent
Federal Perkins
FFEL Refinanced
FFEL Stafford Subsidized
FFEL Supplemental Loan (SLS)
FFEL Stafford Non-subsidized
FFEL Stafford Unsubsidized
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