National Student Loan Data System (NSLDS) for Students
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NSLDS is a repository of information from many sources. Changes to the data are made by those sources. Collecting the data into one central location such as NSLDS gives you convenience and saves you time. If for any reason you disagree with the information reported to NSLDS, please contact one or more of the sources of your data listed on the detail pages on this site. The Department is also available as a resource at 1-800-4FEDAID if you need additional assistance. Your comments and corrections will help improve the services NSLDS provides.
Warning: Touring Exit Counseling does not fulfill Exit Counseling Requirement.
Additional Information

Help with Resolving a Problem or Dispute

It is important to keep all of your student loan papers and correspondence for your records. If you have a problem with a federal student loan, you should contact your loan holder or loan servicer to try and resolve the problem. If you are unable to resolve the problem on your own, you may contact the Federal Student Aid (FSA) Ombudsman for assistance. The FSA Ombudsman works with federal student loan borrowers to resolve loan disputes or problems from an impartial, independent viewpoint. You can reach FSA Ombudsman at:

Office of the Ombudsman
United States Department of Education
830 First Street NE
4th Floor UCP-3/MS 5144
Washington, DC 20201-5144
Toll-free phone: (877) 557-2575
Internet: or


Tax Benefits for Education

There is a variety of tax credits, deductions and savings plans available to taxpayers to assist with the expense of higher education.

  • A tax credit reduces the amount of income tax you may have to pay.

    • American Opportunity Credit
    • Hope Tax Credit
    • Lifetime Learning Tax Credit
  • A deduction reduces the amount of your income that is subject to tax, thus generally reducing the amount of tax you may have to pay.

    • College Tuition & Fees Deduction
    • Student Loan Interest Deduction

You should contact a tax advisor or visit for detailed information on tax credits, deductions or other tax benefits for postsecondary students.


Resource Publications

FSA offers several publications to help you understand the financial aid process. Two publications that may help you manage your federal student loans are Funding Education Beyond High School – The Guide to Federal Student Aid and Your Federal Student Loans – Learn the Basics and Manage Your Debt. To request a copy, download an electronic version or view a complete list of publications, visit and click on “Publications” from the “Tools and Resources” link.

Additional resources that you may find helpful.
Resource Web Address
Direct Consolidation Loans
PIN Site
TEACH Grant recipients
Public Service Loan Forgiveness
Income Based Repayment
FSA Ombudsman


Information contained on these pages reflects the most current data in the NSLDS database. The data contained on this site is for general information purposes and should not be used to determine eligibility, loan payoffs, overpayment status, or tax reporting. Please consult the Financial Aid Officer at your school or the specific holder of your debts for further information.

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