National Student Loan Data System (NSLDS) for Students
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NSLDS is a repository of information from many sources. Changes to the data are made by those sources. Collecting the data into one central location such as NSLDS gives you convenience and saves you time. If for any reason you disagree with the information reported to NSLDS, please contact one or more of the sources of your data listed on the detail pages on this site. The Department is also available as a resource at 1-800-4FEDAID if you need additional assistance. Your comments and corrections will help improve the services NSLDS provides.
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Completing Obligation

You must complete a four-year service obligation for each academic program for which you received a TEACH Grant within eight years after you complete or otherwise cease to be enrolled in the program.


For example, if you receive a TEACH Grant for an undergraduate program and later return to school and receive another TEACH Grant for a graduate program, you will have a separate four-year service obligation for each program.


The eight-year period in which you must complete each four-year service obligation begins after you complete or otherwise cease to be enrolled in the academic program for which you received a TEACH Grant.


If you receive a TEACH Grant for one academic program and later receive a TEACH Grant for a second program, any qualifying teaching service that you perform before you complete or otherwise cease to be enrolled in the second program may only be applied toward fulfillment of your service obligation for the first program.

If you receive a TEACH Grant for a second program before you have completed your service obligation for an earlier program, qualifying teaching service that you perform after you complete or otherwise cease to be enrolled in the second program may be applied toward your service obligation for both programs.



The following examples illustrate the service obligation requirements described above:


Example 1. You complete an academic program for which you received a TEACH Grant and immediately enroll in another academic program for which you will receive a TEACH Grant, before you begin teaching.

  • You request and receive a suspension of the eight-year period for completing your service obligation for the first program while you are enrolled in the second program.
  • After completing the second program, you must complete four years of qualifying teaching service that will fulfill your service obligation for each program.

Example 2. You complete an academic program for which you received a TEACH Grant and begin qualifying teaching service to satisfy your service obligation.

  • After completing one year of qualifying teaching service, you stop teaching and enroll in a second academic program for which you will receive a TEACH Grant.
  • You request and receive a suspension of the eight-year period for completing your service obligation for the first program while you are enrolled in the second program.
  • After completing the second program, you must complete four years of qualifying teaching service that will fulfill your service obligation for the second program as well as the remaining three years of your service obligation for the first program.

Example 3. You complete an academic program for which you received a TEACH Grant and begin qualifying teaching service to satisfy your service obligation.

  • After teaching for one year, you enroll in a second academic program for which you receive a TEACH Grant.
  • You are enrolled in the second program for two years, and during that period you continue to teach full time.
  • After completing the second program, you must complete four years of qualifying teaching service that will fulfill your service obligation for the second program and the remaining year of your service obligation for the first program.
  • The qualifying teaching service that you perform while enrolled in the second program may only be applied to your service obligation for the first program.

Example 4. You complete an academic program for which you received a TEACH Grant and then fully satisfy your four-year service obligation for that program.

  • You later enroll in another program for which you receive a TEACH Grant.
  • After completing the second program, you must complete four years of qualifying service to fulfill your service obligation for the second program.
  • No portion of the qualifying service that you completed for the first program may be applied to your service obligation for the second program.

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Information contained on these pages reflects the most current data in the NSLDS database. The data contained on this site is for general information purposes and should not be used to determine eligibility, loan payoffs, overpayment status, or tax reporting. Please consult the Financial Aid Officer at your school or the specific holder of your debts for further information.

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